Welcome to Ownify:
the smarter way to buy your home.
Homeownership Reimagined™
AI tools to save you money
Use Ownify's AI tools to beat the housing market. Build your negotiating strategy, find the best financing, and close with confidence.
Best rate financing
Owen searches every down payment assistance program, mortgage, and financing option to cut your costs. We back the results with a best rate guarantee.
Co-investment fund
The Ownify Home Fund co-invests in your home, lowering your down payment to 2% and monthly costs 10-15% below a mortgage.
Altogether, Ownify can save buyers up to
Average savings 2023–2026 of Ownify customers. Not available in all states.
"I've done everything right. I have what it takes — income, credit, ambition. But I can't buy a home."
4M+ first time homebuyers, avg age 40, in anytown, usa
Zac & Skylar, Ownis in Raleigh
The system is broken
The toughest market for first-time buyers in 50 years.
Our answer
Can we use AI to reduce the cost of ownership?
We harness the power of AI to negotiate the best deal, find the best financing pathways across mortgages, down payment assistance, and alternative options.
And then we return the savings to you.
Testimonials
What our customers are saying
"Ownify really gave us this chance to get into our first home when we felt like maybe we wouldn't have been able to […] It just feels so good to be in our home."
"The last few days have been the best. I celebrated 26 years of life, bought a house (thank you Ownify) and shared a 1 year anniversary with my wife. I couldn't be more blessed and absolutely stoked!!!"
"Ownify made this such an easy experience: We had a multiple offer situation, all the paperwork had to be completed on a Sunday deadline. The cash offer and quick closing ultimately won the deal…"
"For the last five years, the down payment just got more, and more […] Ownify comes along, really advocates for you, inspects the home, and with a cash offer, really gets you the best deal."
"We've worked with several of the Ownify team members. The communication, the accommodations, whatever it takes — they've been great."
"They came in, looked at the house, and we were closing with Ownify within two weeks […] They have been really great."
"For first-time homebuyers, Ownify is an absolute game changer. It helps them get into homeownership for the first time, at a low cost, and in a safe way."
"Working with Ownify was an incredibly smooth transaction. Every time I had a question, Ownify would respond immediately. It allowed us to get our offer in quickly and competitively."
Ownify in the news
Ready to own your first home?
See what your monthly payment looks like with Ownify in your market.