--- title: "Ownify — Buy your first home with as little as 2% down" description: "Buy your first home with as little as 2% down. Local capital fills the gap, you build the equity." lang: en json-ld: | [ { "@context": "https://schema.org", "@type": "Organization", "@id": "https://ownify.com/#organization", "name": "Ownify", "alternateName": "Ownify Homeownership", "url": "https://ownify.com/", "logo": "https://ownify.com/favicon.png", "description": "Ownify is a fractional homeownership platform that helps first-time homebuyers buy a real home with as little as 2% down by partnering with long-term capital investors. Active in Colorado, North Carolina, and Tennessee.", "foundingDate": "2022", "areaServed": [ { "@type": "State", "name": "Colorado" }, { "@type": "State", "name": "North Carolina" }, { "@type": "State", "name": "Tennessee" } ], "sameAs": [ "https://www.linkedin.com/company/ownify", "https://x.com/ownifyhome", "https://www.facebook.com/ownifyhome", "https://www.instagram.com/ownifyhome", "https://www.youtube.com/@ownify" ], "contactPoint": { "@type": "ContactPoint", "contactType": "customer support", "url": "https://ownify.com/contact", "areaServed": [ "US-CO", "US-NC", "US-TN" ], "availableLanguage": "English" } }, { "@context": "https://schema.org", "@type": "WebSite", "@id": "https://ownify.com/#website", "url": "https://ownify.com/", "name": "Ownify", "publisher": { "@id": "https://ownify.com/#organization" }, "inLanguage": "en-US" } ] --- We use essential cookies to make our site work. With your consent, we may also use non-essential cookies to improve user experience and analyze website traffic. By clicking “Accept,” you agree to our website's cookie use as described in our Cookie Policy . You can change your cookie settings at any time by clicking “Preferences .” Accept [![Ownify](/assets/ownify-logo-color-B9tRH5I9.png)](/) [Homebuyers](/homebuyers) [Investors](/investors) [Agents](/agents) [Markets](/markets) [Research](/research/ownify-university) [Blog](/blog) [About](/about) [Sign in](https://app.ownify.com/auth/magic/request?__hstc=53035703.91f850a3f0bc4ddf842b9ed60c9e44ba.1787708149214.1787708149214.1787708149214.1&__hssc=53035703.1.1787708149215&__hsfp=459a5155cbd50c6758f41a978f891916)[Get started](https://app.ownify.com/applications/new?__hstc=53035703.91f850a3f0bc4ddf842b9ed60c9e44ba.1787708149214.1787708149214.1787708149214.1&__hssc=53035703.1.1787708149215&__hsfp=459a5155cbd50c6758f41a978f891916) # Welcome to Ownify: the smarter way to buy your home. Homeownership Reimagined™ ## AI tools to save you money Use Ownify's AI tools to beat the housing market. Build your [negotiating strategy](/tech/owenSF), find the [best financing](/myplan), and close with confidence. [Build my plan](/myplan) Powered by Owen's AI ## Best rate financing [Owen](/myplan) searches every down payment assistance program, mortgage, and financing option to cut your costs. We back the results with a best rate guarantee. [Apply for a Mortgage](/mortgage) Every program evaluated ## Co-investment fund The [Ownify Home Fund](/homebuyers/how-it-works) co-invests in your home, lowering your down payment to 2% and monthly costs 10-15% below a mortgage. [Apply for fractional ownership](https://app.ownify.com/applications/new?__hstc=53035703.91f850a3f0bc4ddf842b9ed60c9e44ba.1787708149214.1787708149214.1787708149214.1&__hssc=53035703.1.1787708149215&__hsfp=459a5155cbd50c6758f41a978f891916) Fractional ownership program Altogether, Ownify can save buyers up to ~$54,000 at closing $400 a month Average savings 2023–2026 of Ownify customers. Not available in all states. [Get started by building your plan. →](/myplan) ## "I've done everything right. I have what it takes — income, credit, ambition. But I can't buy a home." 4M+ first time homebuyers, avg age 40, in anytown, usa ![Zac and Skylar — Ownis in Raleigh standing in front of their new Ownify home](/assets/homebuyer-quote-BYALEVV4.jpg) Zac & Skylar, Ownis in Raleigh The system is broken ## The toughest market for first-time buyers in 50 years. Home Prices that are rising faster than incomes. Mortgage Rates that are back to long-run averages. Broken System A one-size-fits-all mortgage that hasn't changed in 90 years. Transaction Costs that take 7-8% out of your purchase budget. Our answer ## Can we use AI to reduce the cost of ownership? We harness the power of AI to negotiate the best deal, find the best financing pathways across mortgages, down payment assistance, and alternative options. And then we return the savings to you. [See how it works](/myplan) Testimonials ## What our customers are saying > ![Portrait of Skylar, Owni](data:image/avif;base64,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) > > "Ownify really gave us this chance to get into our first home when we felt like maybe we wouldn't have been able to \[…\] It just feels so good to be in our home." > > — Skylar, Owni > ![Portrait of George, Owni](/assets/george-DZbM8uX1.jpeg) > > "The last few days have been the best. I celebrated 26 years of life, bought a house (thank you Ownify) and shared a 1 year anniversary with my wife. I couldn't be more blessed and absolutely stoked!!!" > > — George, Owni > ![Portrait of Marianne Mansour, REALTOR®](/assets/marianne-BOvsIcSE.png) > > "Ownify made this such an easy experience: We had a multiple offer situation, all the paperwork had to be completed on a Sunday deadline. The cash offer and quick closing ultimately won the deal…" > > — Marianne Mansour, REALTOR® > ![Portrait of Evan, Owni](data:image/avif;base64,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) > > "For the last five years, the down payment just got more, and more \[…\] Ownify comes along, really advocates for you, inspects the home, and with a cash offer, really gets you the best deal." > > — Evan, Owni > ![Portrait of Zac, Owni](data:image/avif;base64,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) > > "We've worked with several of the Ownify team members. The communication, the accommodations, whatever it takes — they've been great." > > — Zac, Owni > ![Portrait of Jen, Owni](data:image/avif;base64,AAAAGGZ0eXBhdmlmAAAAAG1pZjFtaWFmAAAA0m1ldGEAAAAAAAAAIWhkbHIAAAAAAAAAAHBpY3QAAAAAAAAAAAAAAAAAAAAADnBpdG0AAAAAAAEAAAAeaWxvYwAAAABEAAABAAEAAAABAAAA8gAADJkAAAAjaWluZgAAAAAAAQAAABVpbmZlAgAAAAABAABhdjAxAAAAAFZpcHJwAAAAOGlwY28AAAAUaXNwZQAAAAAAAABUAAAAVAAAAAxhdjFDgT9AAAAAABBwaXhpAAAAAAMKCgoAAAAWaXBtYQAAAAAAAAABAAEDAYIDAAAMoW1kYXQSAAoJP9mp0y8BDQbQMokZZGaN0MnFfz9YCAAECgAAAAAAAEkkkgggioDYPf11cm1KCkQ2eCoFzPo8+cPIxGPqnIH75fndk15fFqdP+f4WthFpW6LYW1EP53B+Dn0gb4cjUwmYVt0KuvVRpwMh1LDMCmM4Io65VCHmumhT4HyeG0AFZZLrAs+ON+OXV6AIP0DCAE8EOP+W4iPCUYUUgU/AzC3ycDur+5G24N+NsiVemmKhuxkK+BDYoUQiIBY+8lXV9TDNuWgWwGlene2Oy4NzsfHK5BwnzoYxpvet+3dnw3Lb7SaRgJsZpnpTwAejArKVyQ1SDXyL5w1xtfb59jY4UimrOiDPR1UsyqomB1iV+uq5yRp8I5nFka13DDlgQPNxr2gzgWsa/udTL1L+XPQN0KVcN3FmNXOU7Es7Pq99pFIsxiDHls9xVdDHbarxMRsYUrPMlZ0xcK3Y6jXCK+ua5yn1M7G9T4DNBDsMQNdkJ3WtjH3DDVenZxZXNmndXKW/ArwOP55GZLXooiWFpAaLA3Z+MPM+rj84eEH4bHxVqfx+gMchBUIB3/XtsatPbkB1c/AG3EbfhHr8Q5qf1sxwAaTiY93JJVBwPJGyLpM2mR+cLQnx/S8yQL4LhD0G+h23A2CWRy1PZTcM3wm3o+GHasoC+aK9zeVq3lvDEMS9NCZQpzz/T0zKUMPqVU7y5YapPnejHWLj4rT50JPgKcLU9sNjctXf/AYzzuOQAwSpCvaFAxHtH5+A8GJ5DsS5Z/+vI3RDHuCxAmDW7Xlrf8yGPONnxF4VG4MMOuEAa8HcM2GkZPbGUQzyD7SuVyoYV93NGPCPNiFNFdlS/zNxFnE411eyapkvaTv+TH2A/H7JBbfFQpJJ8z+ApkXidyIavoO7ITrW5VQGaM01S5o1FH0/iXTKuVtbzqyL7sv4x03wLOQ4N+l7FfgOH+0imuhwZpIlUWsMH5+FkcP38y7IRHwVoMHKKMlba07xGyHKm49wqIIW7IUBMhu0LXLyPl4hLoW43uifsM3iWwwXwCQZggCyS1O288ITq4LHxS53nLusgaRCaQAy+mzTG2zefYZn+Zge8oNY+yyB8lrLLIdh3/EkjtonfhxvBbs69DJOiUePIydh4ZdetSZ/p+cMd6LANQoGWjUH8wVbAFu55HECkD6i6miB3scHNWeLz64UE3bUhaOSklPP9pM+sS5C4Ro450l/o1VT1eE5ZYg7jPuqqbesIsZwQHO7E1cxmXg969UDbRo1EKSAEksGkNcdrPq2AvRYLuT+OVUfWwjZDvS2VSF1ZUV56O6zoNL/TCDVPdSn+TuK7p1PO8lO8wCT5I4ts5O9tQfPG7xY4m4oOwiCyrdndaNTCcV1raMapDMjSkCs6f2rEBCuqW70ClREZBmQbCkqB3BO7ejJo+5XdPkgsZAJhdACXSDxtWu0O/vk84uaZ1rpc/MryeoE//a8d2Q4UOPTVav+DG5hSOoR5oeCem8pFhxyM/X9GpMXhgOdA/jdns7jBN18cSqQ9CUiKpVfiwLyednm7wkQVvdMXNCdKIHKz1VbxkHNKVZRlYv3fr/dU3FtvVnw1J6BPi79Zdj/B8Fj5duRHiYVVRrTC5Tx0kUJezvwk/kJdRgSP3J13ONBUpbS1V+utFK2yHuJODpKEe6uEYh4yTwRtHRasz/Q/TvgUkurzmZHJRfUaG/GD7FeV0Objk2Xtay7+YiLXqm760NwOWhiDIrTo4Ez+KDo95eOpPcE8ZUeMchmaaE+qaNtNr3fx8PFswPtzS9fr1D+w3pUhoYVg/FXrwTi6uGzaxWxg3aa292kzXRUweuTuhHnNe808CvcHSIwBy+i2g1Xf4n34DtBHmjVJVL7R46bRyoX6H5DOffGkSlCj0a1o3kEJvD8N3JTO2HwRFp5+jf6VzqXQ2t4sLjKBCD3+mXpZWjr6i3aKtfObdqUrUIUFYK6OjY33jlVZ2+4pMAnREBWyJP7OvYGzoo4Fj0O+MLftzT2IRJ7SwDkhSOd9W2JCWDSHnWEjnbpk+V+jfKJ9QCOHtwtEuocH7uAqe9s4Lg5PMUxzV8LTPyc5XanZ1BszD9lx3gph/lklxobMNNoojCLs/3GKriB2qdXeSuNpKMQB4gRnquDm59iptqmqPmW/0UQzZG2ylPH2J9ch8RAwfRc+K0MfA7W9foa4weDAeIGinZiIDzEU8CkN+uN0ANGMGb9AXUkTfZkv1SUvAfrQTRisES49gRHKN2dWOAdUlpLIgYipLiUh4DnopIGY/o3LBwTWkPQTYIF5AH3+m9tr7wauZImn7OeBAJ/wKie4f22PGo8PMFQH6Ds1RvBfUbFWUCWP08Ufn0j4CndQK+whf1OgbNz5hWpsGbGEk1dQfHl3OkkBzMsD1g6ystwTh6Eal1r7QdbVenvduMo/fjzxnFT6xyhiPY25hqyQeockVcdSRG7U1883z/hR9h0RghagTDcQInYVJ5lgnmnUKyi2Ydg1m8mvIwHE5S5zVewXpxUeZg017SCUr9vObKasUZTW2KRfbxArMoQ3FolncaiPClOfF5P25mUlkr2OiipxYlNHHWydiGyogrgZBOWobhAk8W7nPleHJiQAG0b6M6dFkIY/Xd65t9L3G2ns2blLPuPZHWEQPx1PvKma9b2HZSKUtRABjEVOpXmhu+0/VgXWuj82M8phbAZumWypUdiuO26VmjJmhUhQQzawtNRcv9OsOSoa8gDjP7te1sJ0Iuuvq1J/Lo1aCjPm/xgZ6XzSGFsbk9sDnOGE8amn6VelfwzRpzeIuJ4WO6fBDsKYuG22XCKUM7SlQBM3F4J1QadRyQFWCEWHM2zYw8zNuOmnTXzHWoWpPrwvXv78FhcxHrPWzqiYvi6gjgQ6pxcPP43K2CEAVnI1pvuNF7UYe5wefYDX+317PhGp4oY7XX0zirMWWnrQhQnb3KuInrowGNgGjixWOQaXV0uOpsO/7medTR7dw1EOvp2osJ/92uUGj0pctssA+WezxnWvgheRXJWCGiOwQPLJSRpaRyl4zmEr2NrsSfZwf3Y+kueNNmkSfrDhMWuYIi7+5pt1qeWEN0RfcKeVY1+J3llEnJP7M03ViRl9jzofieRzk4PRKMempalxbVPIo7NIeZhyLLaWu6jBpUvNzsfMgW+iRsQkQALqiNpu1uiMrE7xRgOK9jm7fEqPQnEctUdse7pL5JEDRWHlQ2Xz0MBMGYO3+W05okr2BxEmrzy0NLvMgkKMN5TcPLa7sDbZPZgwN4Suz6vQIjK1el3D9sasnUxIoZce1vs+7afiimzadRcik6Sy644U4dkIDehc9LxhqCNM/WVUkm4jfGRsBv/N3az5d5LK4ic1TKLqbYxRw8WHrAQ01HOrjl1QUUipdi9gdGiS/Q2aOn14npduWz2K4FGlldyPr4wG2RZpiwtB0tXUX0YnryTUWnnK8lPkiASJDibet3sj/XWGLuPgQfdk6POHvP1eITFa8Csz/S4lyewBeKJtdSq3sdN4VlOJTeey+rNjU5733LEpB9PxkXPMRRRIzTQF3aKjqtIJsT2CLdduMou0XpTXDBntpnZsIWR9Orj/ZqI0XDNXACLjl17Ng2tswIHPUwRhxIIq9kmDhJN/tQFUlhpb1p4x3OnOJYUq3I6Olq7KdpNfabKZ1pLHAuBCTL280Psb2KGfuouLVU4pXLcBELeVO8uPP0Fps3ImF/2RcJalxHxKArp5VNWDaBhBzH+chP75YDNRA/Z3XDqY9QZTc9N/ZNaWE/qmK8SDdNKFMmOmw+pNf6c1BwzrOC/pJEybmP9KrCJvRC2lYxIvxaaQngN40DsnCJtAVozWYoqi3nZhlm9X6fbFgXC/D+ThJM0NSjRAhH3+GP5Lf1m/Q8I3tqapme6vj/f05o64Up5KayAwqsYeqgP1ZKjj/viqFRvzmYa/6DW6wwvVX4QS/qKB0bWqBGfK+JY5BmetLmOEDfT0hX4zI31DwXXfL8dr7El1C29E5pbtuGanUzzQ+g8V0f9yOa5yVVuP7F9erASHsk9iRuf47y5yPry2PhkKLBm4wkeOGkXVnU8sVLtIrKTnfgxhAvOinFQzewmv32orfP/GaDrsxFjfQ6qs5/9L/QP1dL3CxdgeNMZVrOz9CTxIAb4Ya9G987EyRbkBLxbV0cUhR0zcQZNKEklu0MRYIoKstD3FfWDv93vFOLL6ozpJ4MhXFe7F6HwhKDskFmCzmu/9f0Gq44gLxpV5Wlub2/aHa0lg6HuTO9UUXCAxsCZdtQPLn/zqOCrXi0Kn8sPnf6mZ4A=) > > "They came in, looked at the house, and we were closing with Ownify within two weeks \[…\] They have been really great." > > — Jen, Owni > ![Portrait of Trevor Burris, REALTOR®](data:image/avif;base64,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) > > "For first-time homebuyers, Ownify is an absolute game changer. It helps them get into homeownership for the first time, at a low cost, and in a safe way." > > — Trevor Burris, REALTOR® > ![Portrait of Elise Helton, REALTOR®](data:image/avif;base64,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) > > "Working with Ownify was an incredibly smooth transaction. Every time I had a question, Ownify would respond immediately. It allowed us to get our offer in quickly and competitively." > > — Elise Helton, REALTOR® [Get started by building your plan →](/myplan) Ownify in the news [![Business Insider](/assets/business-insider-CkThSVFD.png)](https://www.businessinsider.com/new-homebuying-option-fractional-ownership-startups-2026-4)[![Fast Company](/assets/fast-company-BuYpkQks.png)](https://www.fastcompany.com/91163288/cant-afford-a-house-a-new-startup-connects-buyers-to-investors-who-can-help)[![ImpactAlpha](/assets/impact-alpha-DKiGc6Mm.png)](https://impactalpha.com/ownify-seeks-to-pave-a-fractional-pathway-to-home-ownership-brick-by-shared-equity-brick/)[![TEDx](/assets/tedx-CjFir7ia.png)](https://www.youtube.com/watch?v=gDYGQUR99lE)[![WRAL News](/assets/wral-DkG_c2vB.png)](https://www.wral.com/emerging-company-makes-offers-for-first-time-home-buyers-entering-the-market/20821441/)[![The News & Observer](/assets/news-observer-jexeLjKg.png)](https://www.newsobserver.com/news/business/real-estate-news/article276415316.html)[![Doorify Podcast](/assets/doorify-CGGF_-bV.png)](https://podcasts.apple.com/us/podcast/buying-your-first-home-brick-by-brick-with-frank-rohde/id1696322201?i=1000627685037)[![iHeartMedia — CEOs You Should Know](/assets/iheart-Bzrza6X1.png)](https://www.iheart.com/podcast/662-ceos-you-should-know-ralei-30258690/) ## Ready to own your first home? See what your monthly payment looks like with Ownify in your market. [Run my numbers](/myplan) ### Homebuyers - [How it works](/homebuyers/how-it-works) - [Are you eligible?](/homebuyers/eligibility) - [Build my plan](/myplan) - [Ownify vs. mortgage](/homebuyers/vs-mortgage) - [Ownify vs. rent-to-own](/how-rent-to-own-works) - [Detailed calculators](/homebuyers/detailed_calculators) - [Ownify Mortgage](/mortgage) ### Investors - [Why invest](/investors) - [Investor FAQ](/investors/faq) - [North Carolina Home Fund](/investors/north-carolina) - [Colorado Home Fund](/investors/colorado-home-fund) - [Become a partner](/investment-partner) ### Agents - [How it works](/agents/how-it-works) - [Agent benefits](/agents/benefits) - [Get accredited](/agents/accreditation) ### Markets - [Colorado](/markets/colorado) - [North Carolina](/markets/north-carolina) - [Tennessee](/markets/tennessee) - [California](/markets/california) - [San Francisco](/tech/owenSF) - [All markets](/markets) ### Company - [About us](/about) - [Our impact](/research/our-impact) - [Ownify University](/research/ownify-university) - [Reviews](/reviews) - [Blog](/blog) - [Ownify Tools & Tech](/tech) [![Ownify](/assets/ownify-logo-reversed-CShwpfYm.png)](/) [Terms](/legal/terms)[Privacy](/legal/privacy)[Contact](/contact)[Consent Preferences](#)[Do Not Sell or Share My Personal Information](https://app.termly.io/notify/50967156-fd3e-48cb-95dc-98f33b36600a)[Limit the Use Of My Sensitive Personal Information](https://app.termly.io/notify/50967156-fd3e-48cb-95dc-98f33b36600a) © 2026 Ownify, Inc. All rights reserved. Equal Housing Opportunity. Fractional ownership investments are provided by Ownify, Inc., 548 Market Street #25841, San Francisco, CA 94104. Real Estate Brokerage services may be provided by Ownify Real Estate LLC, NCREC C36616. Mortgage broker and loan processing services are offered through Real-Finity Mortgage, LLC, dba Realfinity. NMLS #2445766 and #2723220. Real-Finity Mortgage, LLC is a licensed mortgage brokerage and maintains its corporate headquarters at 929 Alton Road Suite 500, Miami Beach, FL, 33139. ✕ - Hi, I'm Owen. I can build a personalized homeownership plan for you here: https://ownify.com/myplan