---
title: "How the Ownify Agent Program Works — 6 Steps From Offer to Close"
url: https://ownify.com/agents/how-it-works
description: "Help more first-time homebuyers close. Ownify funds 98% of the purchase price so your clients become cash buyers with just 2% down — and you earn more per deal."
lang: en
---

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For real estate agents

# Help more first-time homebuyers.

Earn more as a buyer's agent with cash offers and a performance-based commission plan.

NOW: License Owen for your business: https://ownify.com/tech/owen
Get accredited: https://app.ownify.com/agents/register

Why partner with Ownify

## Reduce time to close, convert more buyers.

### Earn more per deal

Cash offers and a performance-based commission plan designed to reward agents who close consistently with Ownify.

### Convert more shoppers to closers

Reduce time and effort to close by qualifying first-time buyers who couldn't otherwise put 10–20% down.

### Get the right to relist

When customers are ready to graduate to a traditional mortgage, you keep the right to list homes you originally purchased through Ownify.

How it works

## Six steps from offer to ownership.

Here's what happens when you bring a first-time buyer to Ownify.

1. 1
   ### Buyers qualify with just 2% down
   Ownify makes homeownership possible with only a 2% initial deposit, expanding the pool of buyers you can serve. Most single family homes and townhomes priced from $200K–$750K are eligible.
2. 2
   ### Your client becomes a cash buyer
   Ownify transforms the first-time homebuyer into a cash buyer, allowing your clients to close without an appraisal or financing contingency.
3. 3
   ### Ownify funds the other 98%
   Ownify and its investors provide the remaining 98% of the purchase price, including closing costs, due diligence fees, and earnest money.
4. 4
   ### They become owners on day one
   Customers become owners the day they move in, owning 2% of their home's equity from the start.
5. 5
   ### Ownify covers the headaches
   Ownify covers repairs, insurance, and property taxes, reducing financial uncertainty for your client and any post-close drama for you.
6. 6
   ### Equity grows every month
   The customer purchases incremental equity each month. After 5 years, they typically own ~10% of the home's value.

## Become an Ownify Accredited Agent

Online training, a short assessment, and you're accredited within an hour.

Become Accredited: https://app.ownify.com/agents/register

Keep exploring

## More useful resources

Agent commission plan →: https://ownify.com/agents/benefits
Agent Accreditation →: https://ownify.com/agents/accreditation
FAQs →: https://ownify.com/research/faq

## Structured data

```json
[
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    "@context": "https://schema.org",
    "@type": "Organization",
    "@id": "https://ownify.com/#organization",
    "name": "Ownify",
    "alternateName": "Ownify Homeownership",
    "url": "https://ownify.com/",
    "logo": "https://ownify.com/logo.png",
    "description": "Ownify is a fractional homeownership platform that helps first-time homebuyers buy a real home with as little as 2% down by partnering with long-term capital investors. Active in Colorado and North Carolina.",
    "foundingDate": "2022-01-01",
    "founder": {
      "@type": "Person",
      "@id": "https://ownify.com/about/frank-rohde#person"
    },
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "548 Market Street #25841",
      "addressLocality": "San Francisco",
      "addressRegion": "CA",
      "postalCode": "94104",
      "addressCountry": "US"
    },
    "areaServed": [
      {
        "@type": "State",
        "name": "Colorado"
      },
      {
        "@type": "State",
        "name": "North Carolina"
      }
    ],
    "sameAs": [
      "https://www.linkedin.com/company/ownify",
      "https://x.com/ownifyhome",
      "https://www.facebook.com/ownifyhome",
      "https://www.instagram.com/ownifyhome",
      "https://www.youtube.com/@ownify"
    ],
    "contactPoint": {
      "@type": "ContactPoint",
      "contactType": "customer support",
      "url": "https://ownify.com/contact",
      "email": "info@ownify.com",
      "areaServed": [
        "US-CO",
        "US-NC"
      ],
      "availableLanguage": "English"
    }
  },
  {
    "@context": "https://schema.org",
    "@type": "WebSite",
    "@id": "https://ownify.com/#website",
    "url": "https://ownify.com/",
    "name": "Ownify",
    "publisher": {
      "@id": "https://ownify.com/#organization"
    },
    "inLanguage": "en-US"
  },
  {
    "@context": "https://schema.org",
    "@type": "BreadcrumbList",
    "itemListElement": [
      {
        "@type": "ListItem",
        "position": 1,
        "name": "Home",
        "item": "https://ownify.com/"
      },
      {
        "@type": "ListItem",
        "position": 2,
        "name": "Agents",
        "item": "https://ownify.com/agents"
      },
      {
        "@type": "ListItem",
        "position": 3,
        "name": "How It Works",
        "item": "https://ownify.com/agents/how-it-works"
      }
    ]
  },
  {
    "@context": "https://schema.org",
    "@type": "Service",
    "serviceType": "How the Ownify Agent Program Works",
    "name": "How the Ownify Agent Program Works",
    "description": "Six-step transaction flow from offer to close for partner agents.",
    "provider": {
      "@id": "https://ownify.com/#organization"
    },
    "areaServed": [
      {
        "@type": "State",
        "name": "Colorado"
      },
      {
        "@type": "State",
        "name": "North Carolina"
      }
    ],
    "audience": {
      "@type": "Audience",
      "audienceType": "Real estate agents"
    }
  }
]
```